How prepaid instruments work?
Non-banking acquittal facilitators ‘issue’ these instruments in the anatomy of adaptable wallets, cyberbanking wallets, Internet accounts, artificial cards and alike cardboard vouchers. “These are semi-closed payments systems. That is, clashing some prepaid cards issued by banks, banknote abandonment is not allowed,” says Ravi Jagannathan, MD and CEO, Ypaycash. These accoutrement are pre-loaded with funds to accredit affairs such as money transfer, acquittal of account bills, DTH and adaptable recharges and purchases on e-commerce portals.
You can annals for these casework on the providers’ websites, or via adaptable applications or through benefactor outlets. You charge to abide character proofs to complete the KYC (know your customer) procedure. “For loading an bulk up to Rs 10,000, the analysis abstracts appropriate are minimal. However, for amounts amid Rs 10,000 and Rs 50,000, the action is detailed, abundant like KYC norms followed by banks,” says Jagannathan.
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