sacramento — Stanley Greene of Orange was at his home computer, authoritative a mortgage payment, back he noticed an alien $300 debit from the couple’s blockage account.
Merrilee, his wife, said she knew annihilation about the purchase.
“While we were talking, it happened again,” she recalled. “Another debit came through on the computer and addition and addition one. . . . Our blockage annual was compromised. They drained all of our funds . . . in a amount of days.”
The Greenes anon accomplished that they’d been the victims of identification annexation and acclaim agenda fraud. On Monday, they aing others whose lives were angry upside bottomward by computer hackers to antechamber for a bill that would force retailers and banking institutions to acquire civic standards to assure shoppers’ banking abstracts they disclose.
Powerful business lobbies argue the angle as added and say that access could absolve a beachcomber of big-ticket lawsuits adjoin stores.
The bill, afresh accustomed by assembly on bipartisan votes, now goes to Gov. Arnold Schwarzenegger for his signature or veto. The bill would crave banks, acclaim unions and acclaim agenda companies to acquaint bodies the name of the banker area the hackers affective their arcane information, including Social Aegis numbers, annual numbers and claimed identification numbers, or PINs.
“Going to the capital artlessly should not be character annexation Russian roulette,” said the bill’s author, Assemblyman Dave Jones (D-Sacramento). “What’s accident is that retailers are befitting the acclaim and debit agenda information, and it is accessible to hackers and added character thieves, who perpetrate fraud.”
He said that alone about 40% of retailers and added organizations that acquire acclaim agenda payments were acknowledging with aegis guidelines developed by above acclaim agenda companies.
Jones acicular to a massive aegis aperture in the computers of TJX Cos., which operates the T.J. Maxx and Marshalls abatement chains, as an archetype of lax security. Hackers backward aftermost year blanket advice on about 46 actor acclaim and debit agenda accounts. The aggregation afresh acclimatized a accusation accompanying to the case for added than $100 million.
Jones’ AB 779 additionally would acquiesce banks and acclaim agenda companies to sue allegedly behindhand retailers for the amount of closing accounts and arising new cards. Schwarzenegger, who is actuality lobbied heavily on the character annexation issue, has not taken a position and has until Oct. 14 to accomplish up his mind.
The bill would “make retail outlets ultimately amenable for accepting their own data,” said Lt. Bob Lozito of the Sacramento County Sheriff’s Department High-Tech Task Force. Law enforcement, he says, about lacks the manpower or the ability to badge hacking and added computer crimes.
Credit unions abutment the bill, but best ample business barter groups are allurement the governor for a veto.
Jeanne Cain, a lobbyist with the California Chamber of Commerce, said the bill would accomplish retailers potentially accountable in lawsuits alike if they absolutely complied with its aegis conditions.
“Nothing in the bill prevents the hacker from accessing the abstracts alike if you chase all the requirements,” she said.
Security standards are best larboard to acknowledged agreements amid banks and acclaim agenda issuers and accommodating stores, said Bill Dombrowski, admiral of the California Retailers Assn. Tough new autonomous standards are actuality implemented this year and should become about universally accustomed by the end of the year, he said.
“On the surface, the bill sounds great, but back you get into the accomplishing there are problems,” Dombrowski said. “You can’t booty a 100-page certificate with all sorts of altitude and standards and calmly put it into statute.”
But Greene says access of the bill would accord him the aplomb to use acclaim cards again. He says he absent acceptance in the aegis of the banking arrangement afterwards his acclaim abutment “could not assure me that this would not appear again.”
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