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The Division warns Tennesseans of the added accepted allowance agenda betray in which brutal con artists affectation as an online adulation absorption or ancestors affiliate in a bind. The chump is abiding to acquirement an iTunes allowance agenda and accommodate the bluff with the redeemable cipher on the aback of the card. This betray is a best adjustment for abyss because it provides an accessible and untraceable way for them to get your money.

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To abstain falling victim to this scam, consumers should bethink that iTunes allowance cards are alone for the acquirement of appurtenances and casework on the iTunes Abundance and App Store. Consumers who accept a appeal for acquittal application iTunes allowance cards alfresco of iTunes and the App Abundance that they accept may be a betray should address it to the Federal Trade Commission at ftc.gov/complaint.

The Division of Chump Affairs additionally offers a few accessible tips for consumers who are because purchasing allowance certificates or discounted casework for Valentine’s Day.

When you are awash a allowance affidavit in the State of Tennessee, remember:

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Carefully analysis the cessation date of the allowance card. In general, the cessation date of a allowance agenda you acquirement should be at atomic bristles years afterwards the date it was issued to you beneath the rules of the FTC and the Tennessee Chump Protection Act provides that a allowance affidavit charge accept an cessation date that is at atomic two years afterwards the allowance affidavit is issued.

You should not be answerable a fee for the allowance affidavit to be issued to you.

Within two years of purchasing the allowance certificate, you should not be answerable account fees (including cessation fees, cessation fees, or authoritative fees) that abate the absolute amount of the allowance certificate.

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These restrictions may not administer to prepaid cards for authoritative blast calls or at multiple, detached merchants or at ATMS. They additionally may not administer to assertive cards accustomed as chump adherence awards, accustomed abroad or awash beneath face amount to accommodating organizations for

fundraising, awash by a accommodating alignment for fundraising purposes, accustomed to an employer by an agent for the employing business, or issued by an employer in acceptance of casework performed by an employee.

As consistently with shopping, be acquainted of acknowledgment behavior which are about displayed in the store, on the receipts or on the businesses website.

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Be abiding to ask about the locations area the allowance certificate(s) can be redeemed.

Inquire about the agreement and altitude associated with purchasing and redeeming the allowance certificate(s).

Websites like Groupon or Living Social are frequently acclimated to acquirement discounted casework as gifts. Those casework ability accommodate a chargeless or discounted cosmetology, manicure, or pedicure. Before purchasing a discounted service, alarm the aggregation or alone alms the abatement to ensure the action is legitimate.

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Remember these tips back you appointment a cosmetology boutique or attach salon to redeem your allowance affidavit or abatement for services:

The boutique charge be beneath the administration of a administrator or appointed managing at all times back the boutique is accessible for business.

Generally, bodies accouterment cosmetology casework added than shampooing charge accept an alive authorization at all times.

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Foot baths charge be bankrupt and antiseptic afterwards every use.

In every shop, a accepted Tennessee authorization and graded analysis area should be acquaint for the accessible to view.

Visit www.verify.tn.gov to ensure the alone or aggregation is appropriately accountant to accomplish in the State of Tennessee.

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Visit www.tn.gov/regboards for added adjustment advice from the Tennessee Board of Cosmetology and Barber Examiners.

For added chump tips, or to book a complaint, acquaintance the TDCI Division of Chump Affairs at 800-342-8385 or appointment www.tn.gov/consumer.

About the Tennessee Department of Commerce & Insurance: TDCI protects the interests of consumers while accouterment fair, able blank and a akin acreage of antagonism for a ample arrangement of industries and professionals accomplishing business in Tennessee. Our capacity accommodate the State Fire Marshal’s Office, Insurance, Securities, Chump Affairs, Tennessee Law Enforcement Training Academy, Regulatory Boards, Tennessee Emergency Communications Board, Tennessee Corrections Institute, and TennCare Oversight.

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To analysis a authorization of a able adapted by the Department, go to http://verify.tn.gov/.

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