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Retailers and restaurants adulation allowance cards—so abundant so that they bulk them with benefit banknote in adjustment to advertise added cards. This makes absolute faculty already you apprehend how generally allowance cards aren’t acclimated at all, and how all those cards add up to billions of dollars in profits.

Roughly $2 billion account of allowance cards will go bedevilled this year. That’s the appraisal from the TowerGroup, cited afresh at Philly.com.

That sounds like an abominable lot of money. Until, that is, you apprehend that the bulk in bare allowance cards is absolutely bottomward compared to the aiguille year, 2007, back about 10% of the amount of all allowance cards went to decay acknowledgment to fees, expiration, and consumers who larboard them in drawers or contrarily aloof didn’t use them. All said, $3.5 billion account of allowance cards was bare in 2007.

(MORE: Why Retailers and Restaurants Adulation Giving Away Allowance Cards)

What’s more, as appear by the Wall Street Journal and NPR, from 2005 to 2011, an absurdly aerial $41 billion account of allowance cards has acceptable gone unredeemed.

In the continued run, back allowance cards go unredeemed, their ethics are swallowed up by the retailers in question, or, in some instances, go to the states area the agenda was sold. In 2008, for example, New York accompaniment calm $9.6 actor in bare allowance cards.

By this point, consumers should be acquainted that allowance cards can be a decay of money. In November, a Consumer Reports analysis acclaimed that one-quarter of adults still hadn’t acclimated at atomic one allowance agenda they’d accustomed from the antecedent anniversary season.

(MORE: Is the Popularity of Allowance Cards on the Decline?)

Nonetheless, allowance cards abide absolutely accepted for anniversary division exchanges. In that aforementioned CR survey, 62% of those polled said they planned on giving one or added allowance cards. Wealthy consumers, who helped addition affluence retail sales over the holidays, said that the ability they best adapted for Christmas were absolutely allowance cards and cash.

Something tells me that about all of the banknote handed out over the holidays isn’t sitting bare and abandoned in a drawer. As for the allowance cards …

Brad Tuttle is a anchorman at TIME. Find him on Twitter at @bradrtuttle. You can additionally abide the altercation on TIME’s Facebook folio and on Twitter at @TIME.

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