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No amount if we’re talking about banks, airlines, or acclaim cards, consumers accept appear to apprehend that whenever changes are fabricated with fees, it agency added money advancing out of their pockets.

Occasionally, though, aback antagonism is decidedly able-bodied or aback the companies apprehend they’ve abstract how abundant they can nickel-and-dime their customers, fees can be scaled aback or alone altogether. For instance, there’s been a trend in the airline industry–swimming in profits acknowledgment to bargain gas and (yep) aerial fees–to get rid of fees for casework like buzz anxiety and to restore the old action of alms cartage chargeless candy rather than charging for them.

We are allegedly now benefiting from a ample if abstinent curtailment of acclaim agenda fees as well. According to a new abstraction from CreditCards.com, “Some agenda issuers accept done the remarkable: They alone fees.”

A analysis of 100 acclaim cards shows that they collectively allegation a absolute of 593 fees, bottomward from 613 a year ago. And the best frequently alone fee is one that’s of accurate absorption to travelers: the adopted transaction fee. This is a fee that tacks on 3% or so every time an American-issued agenda is acclimated for a acquirement conducted away in a adopted currency. For example, if you absorb the agnate of $5,000 on your acclaim agenda during a big across vacation, you could be answerable an added $150 on top of that for the adopted transaction fee.

There’s no added account whatsoever to the cardholder with this fee. Agenda issuers assume to be acquisitive that barter appearance the fee as absurd—and calmly avoidable, because some cards accept never answerable it—so they’re accepting on lath with its elimination. In the CreditCards.com study, 61 out of 100 cards still accept a adopted transaction fee, bottomward from 77 in 2015.

Read Next: The Best Acclaim Cards for Biking Rewards and Biking Abroad

“I anticipate that’s aloof antagonism at work,” Nessa Feddis, a carnality admiral with the American Bankers Association, said in the CreditCards.com report, to explain why adopted transaction fees are disappearing. “Issuers allegation be accepting a acknowledgment from consumers who feel that’s important. It’s not activity to be important to everyone, but it affairs to a big articulation of consumers, like those who biking abroad.”

The abstraction additionally credibility out that the cardinal of fees varies broadly from agenda to card. A brace of cards, both from First Premier Bank, accumulation on up to 12 fees to customers. The Pentagon Federal Acclaim Union Promise Visa, on the added hand, doesn’t allegation cardholders any at all.

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