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Also, while best anchored cards crave you to accomplish a drop into an interest-free accumulation account, Citi invests your drop into accumulation CDs, area it earns absorption of about 1%.

“It’s a nice little amalgamation accord — you body your credit, you get a tiny bit of interest, which is bigger than nothing, and again you can move up to one of their bigger cards,” said Beverly Harzog, a acclaim agenda analyst at Credit.com. “It provides a bland alteration for addition who does a acceptable job with this card.”

The APR is 18.24%, however, which is aerial for a anchored card. And Citi is not currently business the agenda online, so barter charge administer at their bounded coffer branches.

NEXT: AccountNow Prepaid MasterCard

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