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Wells Fargo is rolling out a annex ancestor architecture with a abate architecture that the coffer hopes will acquiesce it to ability added micro markets that aren’t acceptable for its accepted beyond stores.

The new architecture is about 1,000 aboveboard feet. A acceptable Wells Fargo area is about amid 3,000 and 4,000 aboveboard feet.

It additionally appearance a paperless workflow and new large-screen ATMs.

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The aboriginal area application the new architecture will accessible in the contemporary NoMa adjacency of Washington, D.C. on April 15.

“With this new abundance concept, we’ll be able to action actuality to actuality sales and account forth with arch cyberbanking technology in settings that ahead would accept beat us from architecture a store,” said Jonathan Velline, arch of Wells Fargo ATM Cyberbanking and Abundance Strategy.

Branches are axial to Wells Fargo’s strategy, Velline explains. “This new adjacency coffer abstraction complements our acceptable food to advice us accompany the Wells Fargo abundance acquaintance to added customers.”

According to analysis conducted internally by Wells Fargo, 80% of chump affairs don’t crave agent assistance, but 70% of barter still visited a annex every six months.

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( Read More: Two Vancity Acclaim Union Annex Prototypes To Serve As ‘Living Labs’ )

Rumors about the afterlife of branches accept been circulating for about two decades, although with the appearance of mobile/tablet solutions such sentiments are actuality echoed at an ever-increasing aggregate today. Wells Fargo poo poos this position.

“We’re not closing stores. We’re aperture stores,” Velline said. “We’re aggravating to accomplish ourselves added acceptable for our customers.”

Velline said in designing the new abundance architecture Wells Fargo paid appropriate absorption to creating areas aural the abate blueprint area aggregation associates and barter could conduct business and accept clandestine cyberbanking conversations. Advanced technology accustomed for the aishment of paper-driven back-office processes, accretion amplitude ability and creating new abundance area opportunities, Velline says.

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“The operating costs are activity to be about about 50-60% of a acceptable store,” said Velline. “And that agency as I’m because aperture up new stores, I can finer accept two of our adjacency banks for the amount of a acceptable store.”

According to the Wall Street Journal, archetypal branches are beyond than 4,000 aboveboard anxiety and amount almost $3 actor to build, depending on the admeasurement and added features. Older branches can be as ample as 10,000 aboveboard feet.

The branch’s walls will bend in at night so that alone the ATMs are accessible to customers.

No acceptable tellers. No safe drop boxes. No clandestine offices. Coffer advisers will airing about with computer tablets attached to their hands.

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( Read More: Annex Architecture Showcase: The Sleek, Slick and Ultra-High Tech )

This new annex abstraction offers technologies begin in acceptable Wells Fargo stores, such as ATM software that anticipates a customer’s adopted transactions, burning affair debit cards, and eReceipts. It additionally will accept wireless tablets and phones that aggregation associates will use to serve customers.

( Read More: Wells Fargo ATMs Can Predict What Bodies Want )

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A chargeless wireless hotspot will additionally be accessible for barter to use. After hours, the abundance transitions into a abate antechamber format, accouterment customer’s admission 24/7 to several ATMs that allocate $1, $5 and $100 bills in accession to the $20 bills a archetypal ATM offers.

To advance the new annex concept, the coffer congenital a ancestor in a Chelsea basement.

“We storyboarded it out, but there’s alone so abundant you can acquaint attractive at 2-D paper,” he explained in an account with CNBC.

Creating life-size beta labs to analysis annex designs afore deploying them about is acceptable an more accepted convenance in the cyberbanking industry.

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( Read More: Abstraction Annex Congenital From Cardboard Ancestor Appearance Herb Garden )

“We apprehend to advance the abstraction as we accept acknowledgment from the new NoMa store,” Velline said. “We accept in application chump acknowledgment to analysis and apprentice new products, technologies and casework as we seek to continuously accommodate arch cyberbanking acquaintance that meets all our customers’ cyberbanking needs.”

Wells Fargo has $1.4 abundance in assets, 9,000 food and 12,000 ATMs beyond North America.

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