Hang up and accumulate blind up. Or bigger yet, aloof don’t answer.
Scammers are hitting adaptable phones and landlines with all sorts of absurd pitches — including apocryphal claims about what you allegation to do to get a new Medicare card.
“The best affair you can do is not acknowledgment calls you are not accustomed with,” said Mark Fetterhoff, a chief affairs specialist with the AARP Foundation as allotment of a contempo robocall boondocks anteroom acknowledgment by AARP and the Federal Communications Commission.
Even if it looks like a bounded call, it’s apparently not. Many times, scammers are agreeable in “neighbor spoofing” to accomplish the cardinal attending like it’s local. Fraudsters can bluff buzz numbers calmly and change that spoofed cardinal regularly. You’re added acceptable to acknowledgment it, if it’s a new number, experts said.
The calls, though, aren’t acceptable to stop. So it’s capital to accumulate up to date on the latest scams, be a little agnostic and ask yourself a few questions, like:
Do I absolutely allegation to pay for the new Medicare card?
Short answer: Absolutely not.
Washington accompaniment consumers began accepting new Medicare cards — no allegation — in September.New cards will be beatific civic to all 58 actor accepted Medicare beneficiaries by April 2019.
The new Medicare cards won’t accommodate your Social Security cardinal and may accommodate added safeguards adjoin fraud.
Scammers, of course, are acquisitive to t seniors off guard. So consumers are actuality warned about odd calls and affected demands. Medicare is alike active TV commercials to acquaint about abeyant artifice and highlight its website, www.medicare.gov/fraud.
A key point to understand: Your new agenda will automatically appear to you. Medicare addendum that consumers don’t allegation to do annihilation as continued as their abode is up to date. If you allegation to amend your address, appointment your mySocial Security account. See www.ssa.gov/myaccount.
Never accede to pay for your new Medicare card; it’s free. You don’t allegation to pay up to $50 to get a new “temporary card,” either.
Don’t allotment any advice if addition threatens to aish your bloom benefits. Hang up and alarm 800-633-4227 to allocution with Medicare. It’s additionally accessible to appointment the Chief Medicare Patrol at smpresource.org.
Don’t acknowledge any Social Security numbers to addition who calls as allotment of some way to get a new Medicare card. Medicare isn’t action to ask you for claimed advice to get your new Medicare card.
Don’t accord your bank-account advice to addition who is alms to drop a abatement or a benefit into your coffer annual because you got a new Medicare card. This too is a scam.
Do I somehow allegation to “reactivate” my Social Security number?
Short answer: Again, no.
Seniors reportedly are actuality inundated with buzz calls from scammers who affirmation to be from the government and affirmation that somehow, someway the senior’s Social Security cardinal has been suspended.
The bluff ability say the Social Security cardinal had “some affiliation to artifice or added bent activity,” according to a admonishing from the Federal Trade Commission. “They say to alarm a cardinal to bright it up — area they’ll ask you for claimed information,” according to the FTC.
Do not accord them your bank-account number. Don’t accord them your Social Security number, either.
“The addition pretends to be attention you from a betray while he’s aggravating to allurement you into one,” the FTC said.
In some cases, experts say robocalls ability acquaint you that you charge acquaintance the provided buzz cardinal about actionable action involving your Social Security number. If you don’t do it, the automatic alarm insists that your assets will be arctic until the declared affair is resolved. Not true.
Seriously, is Medicare absolutely action to accelerate me $200 aloof for actuality a acceptable citizen?
We all apperceive the acknowledgment is a big no. But some of us like to hope.
Consumers address accepting calls from bodies who affirmation to be from Medicare and complete acutely friendly. The actuality again says Medicare will accord them $200 for actuality a acceptable citizen.
The ambush here: All the chief has to do is accord the addition their bank-account information.
One customer on an AARP-FCC boondocks anteroom claimed that she did accord out that coffer advice to get the added cash. But then, the bluff claimed that she clicked the amiss cardinal and beatific the chief $8,000 by accident. Would the customer be so affectionate as to go out and buy allowance cards — or accord over her ATM cardinal now — so that the added money can be returned?
Fortunately, the customer who gave abroad the bank-account advice didn’t duke over any allowance cards or ATM information.
Even so, she still had to assignment with her coffer after because she fell for the aboriginal footfall in the scam. If you’ve already accustomed out bank-account information, arch to the coffer anon to try to fix the botheration as anon as accessible so scammers don’t accretion admission to your money.
Whom should I alarm if I’m afraid about a scam?
Consumers can acquaintance the AARP Artifice Watch Network at 877-908-3360 to allocution with a advance who is accomplished in artifice counseling. Or see updates on artifice alerts appointment www.aarp.org/fraudwatchnetwork.
To book a complaint with the Federal Trade Commission about scams or exceptionable telemarketing, go to www.ftccomplaintassistant.gov.
To book a complaint with the Federal Communications Commission about exceptionable calls, go to www.fcc.gov. Click on “For Consumers.”
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