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Customers who amount money assimilate prepaid cards issued by NetSpend accept had agitation accessing their money, the Federal Trade Commission declared aftermost anniversary in a lawsuit.

The bureau said NetSpend denies or delays the activation of cards or blocks barter from application them afterwards claiming in business abstracts they will accept “immediate access” and their money is “always available.”

Many barter accept had agitation activity through an character analysis process, the FTC said. Barter who could not admission their money for weeks, or at all, suffered eviction, car acknowledgment and backward fees on bills, the bureau said.

NetSpend sells reloadable debit cards that accomplish on the Visa and MasterCard networks. It said in a account on its website that it “intends to agilely challenge this complaint and has abundant defenses to do so.”

The aggregation said it is accurately answerable by the USA Patriot Act to affirm the character of customers, and by the FTC’s “Red Flags Rule” to adviser accounts for accessible fraud.

“NetSpend takes actively and anxiously adheres to these acknowledged mandates to action character theft, money bed-making and agitator costs and believes that no one was bamboozled or afflicted by the company‚Äôs acquiescence with these acknowledged obligations,” NetSpend said in its statement. “These processes are not deceptive, but instead accede with the law and assure consumers.”

The FTC’s accusation additionally alleges that barter who bankrupt accounts and requested refunds had to delay several weeks and that in added cases, funds were depleted by fees.

If Lehigh Valley association accept had agitation application a NetSpend card, let me know.

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